SR22 Insurance

SR22 Chicago Car Insurance, Fast, Free SR22 Quotes

SR22 Illinois is a certificate of insurance filed by the home office of an insurance company directly to the Secretary of State. The Illinois SR22 certificate is issued in one of the following forms:

1. Operator’s Certificate - This policy covers the motorist in the operation of any non-owned vehicle. If the motorist does not own a vehicle, the financial responsibility requirement can be met through the Operator’s Certificate.
2. Owner’s Certificate - This policy covers vehicles owned by the driver. The type of vehicle must be listed on the Illinois SR22 or may be issued for “All owned vehicles”.
3. Operators-Owners Certificate - This certificate covers all vehicles owned or non-owned by the driver.

Chicago SR22 “Financial Responsibility Insurance” is the mechanism in Illinois to monitor the insurance of problem drivers and authorize the Secretary of State to suspend upon cancellation (SR-26) or expiration. Through the SR22 Chicago, Illinois and entire SR-26 process, mandatory insurance is enforced in the most efficient way. Through the S&FR law, Illinois citizens are protected from uninsured motorists.

SR22 Chicago, Illinois “Financial Responsibility Insurance” is required in Illinois by individuals with safety responsibility suspensions (Type Action 04), unsatisfied judgment suspensions (Type Action 06), revocations (Type Action 01 and 02) mandatory insurance supervisions and individuals who receive three or more convictions for mandatory insurance violations.

The insurance must be submitted on a “Financial Responsibility Certificate” (Illinois SR22) from the home office of the insurance company. The issuing insurance company must be authorized to write financial responsibility insurance in Illinois and have a “power of attorney” on file in Illinois. Our office maintains a listing of authorized agents and companies